National Privacy Commission

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    Date: 2022-02-12 00:25:27.351384

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    Date: 2022-03-28 09:48:56.346028

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Online Loan App

Requested from NPC by D. Mercado at 12:25 AM on Feb 12, 2022.
Purpose: stop harassment from online loan app
Date of Coverage: 02/01/2022 - 02/12/2022
Tracking no: #NPC-529492403048

Mercado 12:25 AM, Feb 12, 2022 

nasubukan ko din mag loan sa ola na yan.. nung una, nagbabayad ako, pero nagbawas kasi ng employee sa pinag tratrabahuan ko, so ang ginawa kong paraan ay nag loan ulit ako.. napansin ko na kada singilan na, may mga app link silang tinetext na susubukan mong mag apply at maaari kang ma qualify ng 20k.. kahit hindi naman totoo on your first application. so, hanggang sa nag increase yung mga credit limit ko, at dumating ako sa punto na pinag kwekwenta ko mga interest na nakukuha nla. which is from 40% to 45% ang interest nila.oo may breakdown sila na credit score ..ganitong amount... processing .


Dear Divine Grace Mercado,

Greetings!

Thank you for your request dated Feb 12, 2022 12:25:27 AM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your request

You asked for Online Loan App.

Response to your request

While we aim to provide information whenever possible, in this instance, your inquiry is not a valid FOI request. Complaints and request for clarification on data privacy or data protection should be responded to through email reply.

Nonetheless, to assist you with your concern, we have forwarded your inquiry, name, and email address to our Public Information and Assistance Division (info@privacy.gov.ph) for the drafting of response.

You may expect our written response within 3-7 working days. However, if the concerned office determines that this may be a subject of an advisory opinion, the same will be released to you not later than 20 working days, unless the complexity and novelty of the subject matter require a longer period of time for further evaluation.

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Privacy Commissioner and Chairman John Henry Du Naga at info@privacy.gov.ph. Your review request should explain why you are dissatisfied with this response and should be made within 15 calendar days from the date you received this letter. We will complete the review and tell you the result within 30 calendar days from the date we receive your review request.

Thank you.

Respectfully,
FOI Officer

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