National Privacy Commission

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    Date: 2022-02-12 11:58:41.082236

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    Date: 2022-03-28 09:49:32.817164

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ABUSIVE CREDITORS FROM LENDING COMPANY HAPPY PERA

Requested from NPC by S. Respicio at 11:58 AM on Feb 12, 2022.
Purpose: Harrassment and invasion of privacy
Date of Coverage: 01/31/2022 - 02/12/2022
Tracking no: #NPC-795141095132

Respicio 11:58 AM, Feb 12, 2022 

I would like to request to confirm the lending license of the company with Happy Pera 2 online app. part from their big interest rate their credit is very abusive that they call and text are abusive they also threatened to disgrace our name online and use our maliciously. Please advise on the next legal action to take to protect my rights against such abusive creditors.


Dear Saguday Respicio,

Greetings!

Thank you for your request dated Feb 12, 2022 11:58:41 AM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your request

You asked for ABUSIVE CREDITORS FROM LENDING COMPANY HAPPY PERA.

Response to your request

While we aim to provide information whenever possible, in this instance, your inquiry is not a valid FOI request. Complaints and request for clarification on data privacy or data protection should be responded to through email reply.

Nonetheless, to assist you with your concern, we have forwarded your inquiry, name, and email address to our Public Information and Assistance Division (info@privacy.gov.ph) for the drafting of response.

You may expect our written response within 3-7 working days. However, if the concerned office determines that this may be a subject of an advisory opinion, the same will be released to you not later than 20 working days, unless the complexity and novelty of the subject matter require a longer period of time for further evaluation.

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Privacy Commissioner and Chairman John Henry Du Naga at info@privacy.gov.ph. Your review request should explain why you are dissatisfied with this response and should be made within 15 calendar days from the date you received this letter. We will complete the review and tell you the result within 30 calendar days from the date we receive your review request.

Thank you.

Respectfully,
FOI Officer

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