National Privacy Commission

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    Date: 2022-11-21 07:40:00.887032

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    Date: 2022-12-14 11:17:27.980805

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Legalities of these Unlawful Harrassments and Unfair Debt Collection of these Online Lending Apps

Requested from NPC by J. Liwanag at 07:40 AM on Nov 21, 2022.
Purpose: To sanction and shutdown these Unlawful and Illegal Online Lending Apps
Date of Coverage: 07/01/2022 - 11/21/2022
Tracking no: #NPC-855882938748

Liwanag 07:40 AM, Nov 21, 2022 

I would like to seek for help regarding my situation on LOA's I have ask to for a time to settle my dues because I got sick but they've started to harass my contacts, posting on social media, hacking my social media. 
The following are : PERA BAG (Got -IT Lending Company), Peso Buffet, Wow Pera, Cashwill, FT Lending, Vpeso, Zippeso, Zoracash, Pesoin, Money & Juanhand. 
I know my obligations and I am willing to settle but they can't consider when you ask for payment extension because of emergency reasons. These online loans are stressing me out and they really harass people in a unlawful way.


Dear Jassy Katyryn Liwanag,

Greetings!

Thank you for your request dated Nov 21, 2022 07:40:00 AM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your request

You seek help due to the unauthorized access and alleged harassment of your contacts by an online lending app.

Response to your request

While we aim to provide information whenever possible, in this instance, your inquiry is not a valid FOI request but a complaint to which the filing should follow our process under the NPC citizen’s charter.

Under Executive Order No. 2, s. 2016, it provides for the guidelines on full public disclosure and transparency in the public service which covers only access to information, official records, public records, and to documents and papers pertaining to official acts, transactions or decisions, as well as to government research data used as basis for policy development.

In this regard, complaints and request for clarification on data privacy violation should follow the guidelines provided in the citizen’s charter of our agency, which you may access here: https://www.privacy.gov.ph/citizens-charter/filing-a-complaint/

Nonetheless, to assist you with your concern, we have forwarded your inquiry, name, and email address to our Public Information and Assistance Division (info@privacy.gov.ph) for the drafting of an appropriate response.

You may expect our written response within 3-7 working days. However, if the concerned office determines that this may be a subject of an advisory opinion, the same will be released to you not later than 20 working days, unless the complexity and novelty of the subject matter require a longer period of time for further evaluation. 

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Privacy Commissioner and Chairman Atty. John Henry D. Naga at info@privacy.gov.ph. Your review request should explain why you are dissatisfied with this response and should be made within 15 calendar days from the date you received this letter. We will complete the review and tell you about the result within 30 calendar days from the date we receive your review request. 

Thank you.

Respectfully,
https://foi.gov.ph/help
FOI Officer

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