National Privacy Commission

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    Date: 2023-06-17 06:58:47.792621

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    Date: 2023-06-22 14:15:46.121672

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Complaint against POPULUS LENDING CORPORATION CA NO.3066

Requested from NPC by A. M at 06:58 AM on Jun 17, 2023.
Purpose: For awareness
Date of Coverage: 06/16/2023 - 06/17/2023
Tracking no: #NPC-329209742502

M 06:58 AM, Jun 17, 2023 

I have received threatening and cursing messages from these online app. I never had a bad record with them . I tried talking to them that I will be able to pay today as usual but on a later time. They bombarded me with so many messages and calls, threatening that they will use my personal  information,ID ,selfie to post on social media. Also they called and texted everybody listed in my phonebook saying that I'm a thief and that I'm a scammer and not to be trusted with which is a violation of the Data Privacy Act and Under Art. 353, RPC

Details of the company: 
PESO COW ONLINE LENDING APP


Dear Argel Christianel Miralles,

Greetings from the National Privacy Commission (NPC)!

Thank you for your request dated 17 June 2023 at 06:58 A.M. under Executive Order No. 2, s. 2016, on Freedom of Information (FOI) in the Executive Branch.

Your request

You seek help due to the unauthorized access of your personal information and alleged harassment by an online lending app.

Response to your request

While we aim to provide information whenever possible, in this instance, your inquiry is not a valid FOI request but a complaint to which the filing should follow our process under the NPC citizen’s charter.

Under Executive Order No. 2, s. 2016, it provides for the guidelines on full public disclosure and transparency in the public service which covers only access to information, official records, public records, and to documents and papers pertaining to official acts, transactions or decisions, as well as to government research data used as basis for policy development.

In this regard, complaints and request for clarification on data privacy violation should follow the guidelines provided in the citizen’s charter of our agency, which you may access here: https://www.privacy.gov.ph/citizens-charter/filing-a-complaint/

Nonetheless, to assist you with your concern, we have forwarded your inquiry, name, and email address to our Public Information and Assistance Division (info@privacy.gov.ph) for the drafting of an appropriate response.

You may expect our written response within 3-7 working days. However, if the concerned office determines that this may be a subject of an advisory opinion, the same will be released to you not later than 20 working days, unless the complexity and novelty of the subject matter require a longer period of time for further evaluation.

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Privacy Commissioner and Chairman Atty. John Henry D. Naga at info@privacy.gov.ph. Your review request should explain why you are dissatisfied with this response and should be made within 15 calendar days from the date you received this letter.

We will complete the review and tell you about the result within 30 calendar days from the date we receive your review request.

Thank you.

Respectfully,
https://www.foi.gov.ph/help
FOI Officer

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