National Telecommunications Commission

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    Date: 2023-08-22 18:25:49.109740

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    Date: 2023-08-28 14:19:11.678765

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Unreasonable loan fees comptutaion violation of SEC MEMO NO.18

Requested from NTC by J. Buenaflor at 06:25 PM on Aug 22, 2023.
Purpose: For Investigation and SEC Permit review
Date of Coverage: 08/01/2023 - 08/22/2023
Tracking no: #NTC-384769191100

Buenaflor 06:25 PM, Aug 22, 2023 

This whale tail Lending Services 
SEC CS 202105682,CA
NO. 3462 NPC NO
PIC 001-748-20021
which has a exceeding allowable interest on their loanable amount, 35 percent deduction on your applied loan amount with 7 days terms. 
Once overdue, they will text blast libelous messages against the client sending to their contact list. 
I strongly urge your good office to investigate this company that clearly violate SEC MEMORANDUM CIRCULAR NO. 18, and PRIVACY ACT OF 2012. 
+639094908114


August 28, 2023

Dear Ms. Joy,

Greetings!

Thank you for your request dated Aug 22, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Response to your request

While our aim is to provide information whenever possible, in this instance this Office does not have the information you are requesting. Yet it is not a valid FOI request but a complaint in nature. We suggest that you visit the website of the Securities and Exchange Commission and National Privacy Commission and check on how on how to lodge your complaint and do not use this portal. All agencies have their complaint desk center.

May you be guided properly.

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to :

THE COMMISSIONER
NTC Bldg., East Triangle, Diliman, Q.C.

Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.

If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).

Thank you.

Respectfully,
Divina Daquioag
FOI Officer

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