Credit Information Corporation

Fulgueras 10:14 AM, Jan 31, 2024

January 31, 2024

Dear Erwin Manansala,

Greetings!

Thank you for your request dated Jan 18, 2024 05:46:50 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for Verify Status.

The CIC does not provide any "hits" on your credit history that will affect your creditworthiness. The mandate of the CIC is to be the central repository of credit information of the Philippines which helps lenders to evaluate your creditworthiness. The CIC collects credit information from Submitting Entities that offer credit facilities such as loans.

If you want to know your credit history and/or credit score, you may opt to acquire your credit report, for a reasonable fee, through the following:

- CIBI Information Inc. by downloading the Lista PH app (Credit Report with Credit Score) - you may also send an email at creditbureausupport@cibi.com.ph for further information
- CRIF Philippines (Credit Report with Credit Score) - you may also send an email to infocrif.ph@crif.com for further information
- Direct-to-Consumer thru AE program ("D2C Program") (Credit Report without a Credit Score) - you may refer to this link to see the list of Accessing Entities offering the D2C Program: www.creditinfo.gov.ph/direct-consumer-d2c-program 

Your right to request a review

Kindly provide feedback through this link: https://shorturl.at/egHRS.

If you are dissatisfied with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to our President and CEO, Ben Joshua Baltazar at cichelpdesk@creditinfo.gov.ph with the following subject head: [CIC - EFOI Request Review].

Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and notify you of the result within 30 calendar days from the date when we receive your review request.

If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).

Thank you.

Respectfully,

Atty. Philip Gerald Fulgueras
FOI Receiving Officer