Credit Information Corporation

Browse over 662 requests from this government agency

Go Back

  • REQUEST SUBMITTED

    You have submitted an FOI request

    Date: 2022-04-27 19:15:41.930223

  • PROCESSING REQUEST

    Your request is already in review

  • REQUEST REFERRED

    Your request was referred

    Date: 2022-04-28 10:36:41.326547

  • 4

    RATE YOUR REQUEST

    How was your request?

Online Loan Application

Requested from CIC by J. Batislaon at 07:15 PM on Apr 27, 2022.
Purpose: HARASSMENT. BREACH OF CONTACT LIST. HIGH INTEREST RATE. DEATH/MALICIOUS THREATS
Date of Coverage: 04/27/2022 - 04/27/2022
Tracking no: #CIC-884802483707

Batislaon 07:15 PM, Apr 27, 2022 

I would like to report this online lending applications that harass and give high interests to their loans. They are calling all contact list and said malicious words and threats. 
Following : 
RapidPeso
Ipeso
Okpeso
Cashme
FastCash
KusogPera
PeraUp
Juanhand
LoanChamp
ZoraCash
Pesocash
FinCredit

Liwanag 10:36 AM, Apr 28, 2022 

Apr 28, 2022

Dear Jelaica Batislaon,

Thank you for your request dated Apr 27, 2022 07:15:41 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Online Loan Application.

We received your request on Apr 27, 2022 07:15:41 PM and we have forwarded your request to another agency.

It’s best to directly report the incident and relay any payment agreement or terms with a lender/financial institution to its governing government agency:

For banks and credit card companies, you may reach out to the Bangko Sentral ng Pilipinas (BSP);
For lending and financing companies, online lending apps, and microfinance institutions, you may contact the Securities and Exchange Commission (SEC); and
For insurance companies, you may get in touch with the Insurance Commission (IC).

Further, the SEC also issued Memorandum Circular No. 18, series of 2019 on the prohibition of unfair debt collection practices of financing and lending companies including the use of threats to take any action that cannot be legally taken and the use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a borrower. However, this does not cover high interest rates.​

You may likewise check the SEC’s partial list of lending companies and financing companies with Certificate of Authority as of March 31, 2021 to see if the lending company you have transactions with is legitimate.

Should you have any questions regarding your request, kindly contact using the reply function on the eFOI portal at https://foi.gov.ph/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEENJQy04ODQ4MDI0ODM3MDcM, for request with ticket number #CIC-884802483707.

Thank you.

Respectfully,

Roilan Liwanag
FOI Officer

Is this request offensive?

Requests for personal information and vexatious requests are not considered valid requests for Official Information.

If you believe this request is not suitable, you can report it for attention by the site administrators.