Linawan 01:43 PM, Mar 04, 2021
Hi! I would like to request information regarding my current credit standing to understand if it is plausible to open loan accounts or apply for credit card at the moment. Also, to help identify needed efforts to build my credit score.
Obaniana 09:54 PM, Mar 04, 2021
March 4, 2021
Dear Kristelle,
Thank you for your request dated Mar 04, 2021 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Credit Standing.
We are pleased to inform you that one of our accredited credit bureaus, CIBI Information Inc., recently launched the CIBIApp where you may get a copy of your credit report and credit score online.
For mobile phone users, just download the CIBIApp via the Google Play Store.
For desktop users, you may access the app via your web browser at https://cibiapp.cibi.com.ph/#/login.
You should be able to access these apps if you are located in the Philippines.
Register by entering your personal and contact information and creating a username with password. You would also be asked to upload the following:
1. One primary ID (SSS, GSIS, TIN, UMID, and driver’s license)
2. One secondary ID (Passport, PRC ID, IBP ID, OWWA ID, senior citizen’s ID, voter’s ID, digitized postal ID, SSS ID, and GSIS e-Card)
Finally, you may schedule an appointment for online character verification via video call from Mondays to Fridays, 8:30 AM to 5:30 PM.
CIBI will send you a confirmation email, together with guidelines for the character verification process. You may also view the steps here.
As to your question re: building your credit score, you may read through this article to learn more: https://ph.news.yahoo.com/credit-score-why-improve-030040777.html
For more information about credit scores, it is best to check with the CIC’s accredited credit bureaus as these are the ones that provide credit scores as value-added services:
https://www.creditinfo.gov.ph/credit-bureaus
We appreciate your support. Please feel free to email us should you have further questions.
We likewise encourage you to visit our website (https://www.creditinfo.gov.ph/) and follow us on Facebook (https://www.facebook.com/creditinfo.gov.ph/) for updates.
Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://updateprogram11262018-dot-efoi-ph.appspot.com/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEENJQy05MjUxODA3MDEwODAM, for request with ticket number #CIC-925180701080.
Thank you.
Respectfully,
CIC FOI Officer
Amor-Bautista 06:21 PM, Mar 08, 2021
March 8, 2021
Dear Kristelle Linawan,
Greetings!
Thank you for your request dated Mar 04, 2021 01:43:45 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch for Credit Standing.
We hope you were able to request for your credit report with credit score through the CIBI App as advised or through the CIBI email at creditbureausupport@cibi.com.ph.
CIBI Information Inc. is our accredited credit bureau that provides consumer credit report with credit score as value-added service.
We likewise encourage you to visit our website (https://www.creditinfo.gov.ph/) and follow us on Facebook (https://www.facebook.com/creditinfo.gov.ph/) for updates. You may also email us at cichelpdesk@creditinfo.gov.ph.
Thank you.
Respectfully yours,
CIC FOI Decision Maker
