Credit Information Corporation

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  • REQUEST SUBMITTED

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    Date: 2024-01-04 13:04:20.450346

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    Date: 2024-01-19 10:36:53.524577

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Scam Victim Now in Debt

Requested from CIC by J. Aligado at 01:04 PM on Jan 04, 2024.
Purpose: Need financial help settling my debt.
Date of Coverage: 10/26/2023 - 01/04/2024
Tracking no: #CIC-305189340966

Aligado 01:04 PM, Jan 04, 2024 

Hi I am Jaymaiye Lilian Aligado and am asking for your help financially because I am one of the victims of LOC scam that happened last Oct. 2023. I borrowed the money that I used and lost almost 140k because they actually run away with the money. My salary as a call center agent is not even enough to settle those debts and I have nowhere to ask for help with. I tried borrowing from those online lending apps but got tricked again with the false information that they offered & now gets harrased. Please anyone I beg you help me. I don't know what to do anymore.

Fulgueras 10:36 AM, Jan 19, 2024 

January 19, 2024

Dear Jaymaiye Lilian Aligado,

Greetings!

Thank you for your request dated Jan 04, 2024 01:04:20 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for Scam Victim Now in Debt.

Response to Request

Your FOI request is approved. 

The Credit Information Corporation (“CIC”) does not tolerate or condone illegal activities of any of its Submitting Entities. Further, please be informed that:
- The CIC does not collect debt payments;
- The CIC does not send payment notices in any form on behalf of any company;
- The CIC does not issue a negative credit report nor blacklist ‘delinquent’ 
   borrowers in its database;
- The CIC does not resolve negative debt issues between the lender and 
   borrower; 
- The CIC does not ask any borrower directly for 
   any information; and
- The CIC does not provide any kinds of loan.

To report any illegal activities or unfair debt collection practices of any online lending applications or online lending platforms (“OLA/ OLP”), please refer to the CIC’s official social media card attached to this answer.

Your right to request a review

If you are dissatisfied with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to our President and CEO, Ben Joshua Baltazar at cichelpdesk@creditinfo.gov.ph with the following subject head: [CIC - EFOI Request Review].

Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and notify you of the result within 30 calendar days from the date when we receive your review request.

If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).

Thank you.

Respectfully,

Atty. Philip Gerald Fulgueras
FOI Receiving Officer

Attachments:
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