Department of Trade and Industry

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    Date: 2020-07-05 21:55:28.484369

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    Date: 2020-07-06 15:51:48.381868

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Car Loan payment

Requested from DTI by H. RUTA at 09:55 PM on Jul 05, 2020.
Purpose: Car loan payor rights
Date of Coverage: 04/01/2020 - 07/04/2020
Tracking no: #DTI-083766351380

RUTA 09:55 PM, Jul 05, 2020 

Hi DTI,
Good day!
Not sure if im addressing my concern to the right government agency but my concern are as follows

1. I have a car loan ( Toyota financing) amount 1.2M Php but already settle 80%. by paying 14k Php monthly amortization.

2. Due to Covid 19 crisis,i still do not have job,what are my option to settle 20% of the remaining loan amount.
3.Is there a memo allowing me to settle my loan only when i have a job
4. Can i settle less than 14k of my monthly amortization
Loan Maturity date: March 2022
(5 years term)

Hope for your soonest reply

Thanks and Regards,
Harold


July 6, 2020

Dear HAROLD RUTA,

Greetings!

Thank you for your request dated Jul 05, 2020 09:55:28 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your request

You asked for Car Loan payment.

Response to your request

While our aim is to provide information whenever possible, in this instance this Office does not have  the information you have requested. However, you may wish to contact the Department of Finance at  (+632) 8525.0244.

For further assistance you may review the FAQ section of the eFOI site: https://www.foi.gov.ph/help.

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Patricia May M. Abejo, Director of the DTI-Knowledge Management and Information Service (KMIS) at email PatriciaMayAbejo@dti.gov.ph.  Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.

If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).

Thank you.

Respectfully,
Creseciano P. Par
FOI Officer

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