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    Date: 2023-10-10 13:40:28.587767

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    Date: 2023-10-10 13:46:54.262020

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    Date: 2023-10-13 13:26:28.021242

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Lending App is Harassing me

Requested from SEC by C. Moniruzzaman at 01:40 PM on Oct 10, 2023.
Purpose: To stop this pera bag lending app on harassing people like me.
Date of Coverage: 10/10/2023 - 10/10/2023
Tracking no: #SEC-495298898022

Moniruzzaman 01:40 PM, Oct 10, 2023

I would like to report this one lending app that is currently harassing me and sending messages saying that they will humiliate me in social media and also with my family and friends.And i know that is against my data privacy.This is more like death threats and they keep on saying bad words.The name of the Lending App is Pera Bag.

Gonzales 01:46 PM, Oct 10, 2023

October 10, 2023

Dear Carl Lester,

Thank you for your request dated Oct 10, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Lending App is Harassing me.

We received your request on Oct 10, 2023 and will respond on or before Oct 31, 2023 01:40:28 PM, in accordance with the Executive Order's implementing rules and regulations.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://pcoomaster01122017091500-dot-efoi-ph.appspot.com/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy00OTUyOTg4OTgwMjIM, for request with ticket number #SEC-495298898022.

Thank you.

Respectfully,

Isma Gonzales
FOI Officer

Quimio 01:26 PM, Oct 13, 2023

October 13, 2023

Dear Carl Lester Moniruzzaman,

Greetings!

Thank you for your request dated Oct 10, 2023 01:40:28 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for Lending App is Harassing me.

Response to Request
To find out more about the specifics of your complaint, you may file a formal complaint with us by following the instructions below:

1.      To File a Formal Complaint Against a Lending or Financing Company

Kindly follow this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/.

Please read and follow the instructions carefully to avoid the outright dismissal of your complaint.

In sending the complaint form to flcd_complaints@sec.gov.ph via e-mail, kindly use the following format in the subject head of the e-mail: COMPLETE NAME _RESPONDENT COMPANY _ SUBJECT OF COMPLAINT (ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION).

2.      To verify Lending Companies, Financing Companies and Online Lending Platforms

For a list of registered lending and financing companies, follow these links:

a. Registered Lending Companies

https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-lending-companies-2/

b. Registered Financing Companies

http://www.sec.gov.ph/lending-companies-and-financing-companies/list-of-financing-companies/

For a list of recorded online lending platforms of lending and financing companies, please refer to this link:

https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/

3.      For more information on Lending and Financing Companies

For more information, refer to this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/
 
As to your issues on data privacy violation or violations of R.A. 10173, or the Data Privacy Act of 2012, please contact:

Atty. Michael R. Santos
Chief, Complaints and Investigation Division
National Privacy Commission
 
Address: 5th Floor Delegation Building, PICC Complex, Roxas Boulevard
E-mail:  complaints@privacy.gov.ph; hearings@privacy.gov.ph
Landline: 02-8-2342228 loc 114 or 115
Mobile Number: 0905-5061478 (Globe); 0970-8180555 (Smart)


Thank you for your time and effort in assisting the Commission in our mandate to regulate and supervise lending and financing companies. 

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to the Commission Secretary at comsec@sec.gov.ph. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.


Thank you

Atty. Kenneth Joy A. Quimio
Asst. Director
Financing and Lending Division
SEC

Attachments:
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