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  • REQUEST SUBMITTED

    You have submitted an FOI request

    Date: 2023-08-11 17:23:57.645100

  • PROCESSING REQUEST

    Your request is already in review

    Date: 2023-08-14 07:18:03.247520

  • REQUEST SUCCESSFUL

    Your request was successful

    Date: 2023-08-24 10:09:35.991103

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iHiram

Requested from SEC by M. Sabsalon at 05:23 PM on Aug 11, 2023.
Purpose: Awareness and help
Date of Coverage: 08/10/2023 - 08/11/2023
Tracking no: #SEC-633856088956

Sabsalon 05:23 PM, Aug 11, 2023

I would like to request to confirm the lending license of the company with iHiram app.  I blindly go with an app with a high interest rate from applying for an 14,000  loan that I only get Php 10,119. I reached out with them but no response upon closing my account and  creditor threatened to take negative actions and called/texted abusive remarks and even contact the company I work at. It is a fraud, deposited money without approving anything. There are hundreds of victims. Please take necessary sanctions against this abusive company  AIR FISH LENDING CORPORATION (iHiram app).

Gonzales 07:18 AM, Aug 14, 2023

August 14, 2023

Dear Marjorie,

Thank you for your request dated Aug 11, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for iHiram.

We received your request on Aug 11, 2023 and will respond on or before Sep 01, 2023 05:23:57 PM, in accordance with the Executive Order's implementing rules and regulations.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://www.foi.gov.ph/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy02MzM4NTYwODg5NTYM, for request with ticket number #SEC-633856088956.

Thank you.

Respectfully,

Isma Gonzales
FOI Officer

Quimio 10:09 AM, Aug 24, 2023

August 24, 2023

Dear Marjorie Sabsalon,

Greetings!

Thank you for your request dated Aug 11, 2023 05:23:57 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for iHiram.

Response to Request
To find out more about the specifics of your complaint, you may file a formal complaint with us by following the instructions below:

1.      To File a Formal Complaint Against a Lending or Financing Company

Kindly follow this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/.

Please read and follow the instructions carefully to avoid the outright dismissal of your complaint.

In sending the complaint form to flcd_complaints@sec.gov.ph via e-mail, kindly use the following format in the subject head of the e-mail: COMPLETE NAME _RESPONDENT COMPANY _ SUBJECT OF COMPLAINT (ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION).

2.      To verify Lending Companies, Financing Companies and Online Lending Platforms

For a list of registered lending and financing companies, follow these links:

a. Registered Lending Companies

https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-lending-companies-2/

b. Registered Financing Companies

http://www.sec.gov.ph/lending-companies-and-financing-companies/list-of-financing-companies/

For a list of recorded online lending platforms of lending and financing companies, please refer to this link:

https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/

3.      For more information on Lending and Financing Companies

For more information, refer to this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/
 
As to your issues on data privacy violation or violations of R.A. 10173, or the Data Privacy Act of 2012, please contact:

Atty. Michael R. Santos
Chief, Complaints and Investigation Division
National Privacy Commission
 
Address: 5th Floor Delegation Building, PICC Complex, Roxas Boulevard
E-mail:  complaints@privacy.gov.ph; hearings@privacy.gov.ph
Landline: 02-8-2342228 loc 114 or 115
Mobile Number: 0905-5061478 (Globe); 0970-8180555 (Smart)


Thank you for your time and effort in assisting the Commission in our mandate to regulate and supervise lending and financing companies. 

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to the Commission Secretary at comsec@sec.gov.ph. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.

Thank you.

Respectfully,

Atty. Kenneth Joy Quimio
Asst. Director
Financing and Lending Division
SEC

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