Securities and Exchange Commission

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  • REQUEST SUBMITTED

    You have submitted an FOI request

    Date: 2022-07-19 14:07:37.126029

  • PROCESSING REQUEST

    Your request is already in review

    Date: 2022-07-19 19:45:17.975760

  • REQUEST SUCCESSFUL

    Your request was successful

    Date: 2022-07-21 15:37:45.311424

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To stop online lending app representative from me harassing & sending death threats

Requested from SEC by M. Zabate at 02:07 PM on Jul 19, 2022.
Purpose: I wanted them to stop them doing this becauase this is traumatizing
Date of Coverage: 07/19/2022 - 07/19/2022
Tracking no: #SEC-643995478751

Zabate 02:07 PM, Jul 19, 2022

Hi I would like to request information about this lending app for Halika Cash. 

I was just overdue for 1 day due date 07/18/2022  and plan to pay it today which is 07/19/2022 but when I was about to pay they already send me a lot of text message using different numbers on the said text message there are death threats and harrasing message. when I complain about it with the rep I spoke to they mention it was not them but it will not be a coincidence that a lot of # will text about a loan that is overdue because they are the online lending app that I have debt overdue.

Gonzales 07:45 PM, Jul 19, 2022

July 19, 2022

Dear McJn Khayl,

Thank you for your request dated Jul 19, 2022 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for To stop online lending app representative from me harassing & sending death threats.

We received your request on Jul 19, 2022 and will respond on or before Aug 09, 2022 02:07:37 PM, in accordance with the Executive Order's implementing rules and regulations.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://foi.gov.ph/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy02NDM5OTU0Nzg3NTEM, for request with ticket number #SEC-643995478751.

Thank you.

Respectfully,

Isma Gonzales
FOI Officer

Gumtang- Remalante 03:37 PM, Jul 21, 2022

July 21, 2022

Dear McJn Khayl Zabate,

Greetings!

Thank you for your request dated Jul 19, 2022 02:07:37 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for To stop online lending app representative from me harassing & sending death threats.

Response to Request

Please take note that the Commission is already taking the necessary actions against complaints filed against companies that is under its regulatory supervision.

To know more about your FOI request, you may file a formal complaint with us by following the instructions below:


1. To File a Formal Complaint Against a Lending or Financing Company
Download and fill out the Complaint Form completely and accurately: https://www.sec.gov.ph/wp-content/uploads/2021/04/2021FORM_Updated-Complaint-Form.docx

2. Provide the necessary attachments, namely:
a. relevant documents and evidence that will support your claim/s or allegation/s ( e.g. screenshots of text messages and conversations with the financing/lending company);
b. loan agreement (if any);
c. valid government-issued ID; and
d. evidence/proof that you have exhausted all remedies against the company concerned before filing your complaint with the SEC.

3. Indicate the following personal information of the complainant in the complaint form:
a. personal e-mail address;
b. personal contact number/s; and
c. address (in the Philippines) where you may be furnished a copy of letter/s and order from the Commission.

4. Use the below format in the subject head of e-mail in sending the complaint form to cgfd_md@sec.gov.ph:
COMPLETE  NAME_RESPONDENT COMPANY _SUBJECT OF COMPLAINT
(ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION)
 
5. Submit one complaint form per respondent company.
 
For more information, refer to this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/

Your right to request a review
 
If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Commission Secretary at comsec@sec.gov.ph. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.
 
If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).
 
Thank you.

Respectfully,

Atty. Rachel Esther Gumtang- Remalante
FOI Receiving Officer

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