Securities and Exchange Commission

Infante 11:06 PM, Dec 02, 2021

December 2, 2021

Dear Ms. Salazar,

Thank you for your request dated Dec 02, 2021 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch on whether HappyPera2 is SEC-registered and legit to operate.

We received your request on Dec 02, 2021 and will respond on or before Dec 23, 2021 08:30:55 PM, in accordance with the Executive Order's implementing rules and regulations.

Meanwhile, you may want to visit our website containing the Advisories, Notices, other updates, and the procedures for filing complaints concerning lending companies: 
https://www.sec.gov.ph/lending-companies-and-financing-companies-2/lending-companies-and-financing-companies/): and,
https://www.sec.gov.ph/lending-companies-and-financing-companies-2/complaints/

You may want to download the SEC Check App (https://bit.ly/secmobileapp), the official mobile app of the Securities and Exchange Commission Philippines. Apart from providing information on whether a company is registered with the SEC, it gives on-the-go guides in doing business and investing in the Philippines, and contains among others: investor alerts and educational materials aimed at protecting the investing public from investment scams.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://pcoomaster02202018193000-dot-efoi-ph.appspot.com/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy0wNTAyNTY5MzgyMzIM, for request with ticket number #SEC-050256938232.

Thank you.

Respectfully,

Violeta Infante
FOI Officer

Gumtang- Remalante 09:40 AM, Dec 03, 2021

December 3, 2021

Dear Winna S,

Greetings!

Thank you for your request dated Dec 02, 2021 08:30:55 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for Request to Verify HappyPera2 SEC registration number.

Response to Request

Please be informed that Happypera2 is the registered online lending platform of Royal Yohoo Lending Investors Corporations with SEC Registration No. CS201906145 and Certificate of Authority to Operate as a Lending Company (CA) No. 2940.
 
As for your allegations on possible violation of the SEC Memorandum Circular No. 18, series of 2019, on the Prohibition on Unfair Collection Practices, you may file a formal complaint with us by following the instructions below:
 
1. To File a Formal Complaint Against a Lending or Financing Company
Download and fill out the Complaint Form completely and accurately: https://www.sec.gov.ph/wp-content/uploads/2021/04/2021FORM_Updated-Complaint-Form.docx

2. Provide the necessary attachments, namely:
a. relevant documents and evidence that will support your claim/s or allegation/s ( e.g. screenshots of text messages and conversations with the financing/lending company);
b. loan agreement (if any);
c. valid government-issued ID; and
d. evidence/proof that you have exhausted all remedies against the company concerned before filing your complaint with the SEC.

3. Indicate the following personal information of the complainant in the complaint form:
a. personal e-mail address;
b. personal contact number/s; and
c. address (in the Philippines) where you may be furnished a copy of letter/s and order from the Commission.

4. Use the below format in the subject head of e-mail in sending the complaint form to cgfd_md@sec.gov.ph:
COMPLETE  NAME_RESPONDENT COMPANY _SUBJECT OF COMPLAINT
(ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION)
 
5. Submit one complaint form per respondent company.
 
For more information, refer to this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/
 
As to your issues on data privacy violation or violations of R.A. 10173, or the Data Privacy Act of 2012, please contact:

MR. RAYMUND LIBORO
Privacy Commissioner and Chairman
 
Address: 5th Floor Delegation Building, PICC
Complex, Roxas Boulevard
E-mail:  complaints@privacy.gov.ph
 
NPC Trunk line No: 8234-2228
For complaints– press 114

Your right to request a review
 
If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Commission Secretary at comsec@sec.gov.ph. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.
 
If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).
 
Thank you.

Respectfully,

Atty. Rachel Esther Gumtang- Remalante
FOI Receiving Officer