Securities and Exchange Commission

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  • REQUEST SUBMITTED

    You have submitted an FOI request

    Date: 2023-08-18 14:04:29.087272

  • PROCESSING REQUEST

    Your request is already in review

    Date: 2023-08-18 15:27:38.811153

  • REQUEST SUCCESSFUL

    Your request was successful

    Date: 2023-08-24 10:52:42.696822

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pesohere (not registered in sec)

Requested from SEC by A. Duhaylungsod at 02:04 PM on Aug 18, 2023.
Purpose: Stop Loan Sharks
Date of Coverage: 08/18/2023 - 08/18/2023
Tracking no: #SEC-235705586863

Duhaylungsod 02:04 PM, Aug 18, 2023

Hi, I would just like to inform that PesoHere in Google Play store is not in the list of SEC, Please kindly check, they are harassing me, and the interest per 7days is so high... They will give you 2k+ and your loan amount is 4.5k which is payable within 7 days...

Gonzales 03:27 PM, Aug 18, 2023

August 18, 2023

Dear Alyanna Jane,

Thank you for your request dated Aug 18, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for pesohere (not registered in sec).

We received your request on Aug 18, 2023 and will respond on or before Sep 08, 2023 02:04:29 PM, in accordance with the Executive Order's implementing rules and regulations.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://www.foi.gov.ph/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy0yMzU3MDU1ODY4NjMM, for request with ticket number #SEC-235705586863.

Thank you.

Respectfully,

Isma Gonzales
FOI Officer

Duhaylungsod 03:35 PM, Aug 18, 2023

Hope you can make actions regarding this matter, nakakaStress na po kc sila... and super taas ng interest rate nila which is dapat na "The central bank fixed the maximum nominal interest rate at 6 percent per month, or
about 0.2 percent per day, and the effective interest rate (EIR) at 15 percent per
month, or about 0.5 percent per day for covered loans which are unsecured, general- purpose loans that do not exceed the amount of P10,000 and with a loan tenor of up to four months.".... Willing to pay, pero parang di ko kaya ung interest...

Quimio 10:52 AM, Aug 24, 2023

August 24, 2023

Dear Alyanna Jane Duhaylungsod,

Greetings!

Thank you for your request dated Aug 18, 2023 02:04:29 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for pesohere (not registered in sec).

Response to Request

To find out more about the specifics of your complaint, you may file a formal complaint with us by following the instructions below:

1.      To File a Formal Complaint Against a Lending or Financing Company

Kindly follow this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/.

Please read and follow the instructions carefully to avoid the outright dismissal of your complaint.

In sending the complaint form to flcd_complaints@sec.gov.ph via e-mail, kindly use the following format in the subject head of the e-mail: COMPLETE NAME _RESPONDENT COMPANY _ SUBJECT OF COMPLAINT (ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION).

2.      To verify Lending Companies, Financing Companies and Online Lending Platforms

For a list of registered lending and financing companies, follow these links:

a. Registered Lending Companies

https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-lending-companies-2/

b. Registered Financing Companies

http://www.sec.gov.ph/lending-companies-and-financing-companies/list-of-financing-companies/

For a list of recorded online lending platforms of lending and financing companies, please refer to this link:

https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/

3.      For more information on Lending and Financing Companies

For more information, refer to this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/
 
As to your issues on data privacy violation or violations of R.A. 10173, or the Data Privacy Act of 2012, please contact:

Atty. Michael R. Santos
Chief, Complaints and Investigation Division
National Privacy Commission
 
Address: 5th Floor Delegation Building, PICC Complex, Roxas Boulevard
E-mail:  complaints@privacy.gov.ph; hearings@privacy.gov.ph
Landline: 02-8-2342228 loc 114 or 115
Mobile Number: 0905-5061478 (Globe); 0970-8180555 (Smart)


Thank you for your time and effort in assisting the Commission in our mandate to regulate and supervise lending and financing companies. 

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to the Commission Secretary at comsec@sec.gov.ph. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.

Thank you.

Respectfully,

Atty. Kenneth Joy Quimio
FOI Receiving Officer

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